With the COVID-19 pandemic continuing to surge through the population, the scale and number of health challenges are only set to rise. Now, not only do we need to worry about the virus itself but also what happens if we fall sick due to some other reason. One thing is clear - all the old rules are out the window.
Steeling ourselves for the 'new normal,' following safety measures, and getting health insurance solutions that cover you in ways you need it most is the only way we can #RestartRight.
But if you're young, take good care of yourself and are fit and healthy, you're probably wondering why you need health insurance? Covid-19 isn't the only reason we need to protect ourselves.
Here are a few good reasons you need to stop and think about getting adequate health insurance even if you're at the top of your health game.
Help when you need it
Accidents and illnesses outside the realm of the pandemic will still happen. Medical emergencies are unavoidable, occur suddenly, and are usually very expensive. Timely financial assistance at this time is crucial. The best health insurance makes life easier by allowing you to use your Health ID Card to get cashless medical treatment at any of its network hospitals. In fact, with ICICI Lombard Health Insurance, getting cashless approval within 4 hours will help you to cover medical expenses and get the treatment you need urgently.
Prevention & Easy Top Up
Medical insurance helps you tackle even the smaller issues when they start. This way, you don't put off check-ups and can keep them from escalating and prevent expensive hospitalizations. If you feel like you need additional coverage, simply top-up to increase the sum insured.
Variety of plan options
Irrespective of whether you're always falling ill or never do, there's a plan for everyone. No matter what kind of income you have, a little research is all you need to find the right insurance coverage for you.
The most trusted insurance solutions move with the times. ICICI Lombard Health Insurance has several provisions, especially given the global pandemic. Existing health insurance policies cover COVID-19- related hospitalization expenses while those with Outpatient Treatment Cover pay for costs incurred due to medicines and diagnostic tests in case you undergo home quarantine. Besides, there is an add-on cover for Wellness and Preventive Healthcare and Maternity Benefits.
Health insurance is your best shield against hardships like Accidental Death and Permanent Total Disablement.
With the right insurance plan, benefits do not stop at medical and hospitalization expenses. There are plenty of tax benefits that can help you save your hard-earned money too.
It is clear that tomorrow can either be full of hope or full of dread. Getting sufficient health insurance can make all the difference to your state of mind and quality of life. So, what are you waiting for? Start right now!
Click here to head to ICICI Lombard and get a quick quote on plans that will work best for you.
This is a partnered post.